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| Health Insurance |
Nowadays, health insurance become an important thing for people. Health insurance is a type of insurance product that specifically guarantee the cost of health insurance or health care of the members if they get sick or have an accident. Commonly, when patients get treatment from the hospital, there are two types of treatment offered by insurance companies, namely hospitalization (in-patient treatment) and outpatient (out-patient treatment). Therefore, health insurance can be explained as a promise from the insurance company that gives its customers that if the customer experience risks related to their health, such as pain and should be hospitalized, treated roads, treatment or surgery, then the insurer will provide reimbursement to the customers. By taking health insurance, it is expected that the patients could be protected from high health care costs today. Moreover from the treatment of some high risk diseases such as mesothelioma cancer, lung cancer, etc.
Health insurance should not be purchased with Life Insurance, because Health Insurance can be bought separately. Products of health insurance are provided either by health insurance company, social insurance, life insurance companies, and general insurance companies. This because some insurance companies and life insurance also has marketed the health insurance programs with a variety of different variants. In general insurance company, it will organize health insurance program in collaboration with hospital providers either directly or through intermediary institutions as the hospital network management assistant.
