Student Health Insurance in Australia and Canada

Australia has a special system of health insurance for international students called Overseas Student Health Cover (OSHC). When we are studying in Australia, then we need to buy OSHC before we come to Australia, to protect our health insurance since the day of arrival. The Department of Immigration and Citizenship will require the students to still have OSHC as long as living and studying in Australia on a student visa.
When our institution already have agreements with certain providers of OSHC, so we can choose to use the OSHC with this institution, or with the Australian OSHC provider that we have choosen. As of July 2008, there are five providers of OSHC in Australia, they are:Australian Health Management OSHC, BUPA Australia, Medibank Private, OSHC Worldcare, and NIB OSHC.
OSHC will help you pay all medical or hospital care you may need while you are studying in Australia, and will contribute towards the cost of most prescription medicines, and ambulances to emergencies.
This OSHC does not cover dental, optical or physiotherapy. If we want to be covered for these treatments, we have to buy additional private health insurance, such as extra OSHC that is provided by OSHC provider, international travel insurance, or coverage of general care which are provided by private health insurance companies in Australian.
Beside Australian, Canada also provides the student health insurance. All international students in Canada also must have health insurance. Health protection coverage is available to international students varies from province to province. In provinces where international students are not protected by government health plans, then students should look for private insurance to obtain insurance coverage.